Terms of Service

Last updated: February 2025

Welcome to Investment Advisor. By using our service, you agree to these Terms of Service. Please read them carefully.

Important: Investment Advisor provides educational information only. We are not registered investment advisors, and nothing we provide constitutes financial advice. Always do your own research and consult with a qualified financial advisor before making investment decisions.

1. Service Description

Investment Advisor is an SMS-based service that:

Sends alerts about potential investment opportunities based on your preferences
Provides educational explanations about investment concepts
Answers your questions about stocks and investing through AI-powered conversations

2. Eligibility

To use our service, you must:

Be at least 18 years old
Have a valid U.S. phone number
Agree to these Terms of Service and our Privacy Policy

3. No Investment Advice

Our service is for educational and informational purposes only. We do not provide:

Personalized investment advice
Recommendations to buy, sell, or hold any securities
Tax, legal, or financial planning advice

Any information provided should not be construed as a recommendation or solicitation to buy or sell any security. Past performance is not indicative of future results. All investments involve risk, including possible loss of principal.

4. SMS Terms

By signing up, you consent to receive recurring automated SMS messages from Investment Advisor at the phone number provided. You understand that:

Message frequency varies based on your selected preferences
Message and data rates may apply
You can opt out at any time by replying STOP
You can get help by replying HELP
Consent is not a condition of purchase

5. Accuracy of Information

While we strive to provide accurate market data and analysis, we do not guarantee the accuracy, completeness, or timeliness of any information. Market data is provided by third-party sources and may be delayed. You should verify any information before making investment decisions.

6. User Responsibilities

You agree to:

Provide accurate information when signing up
Keep your account information up to date
Use the service for lawful purposes only
Not attempt to reverse engineer or abuse the service
Make your own investment decisions based on your own research

7. Intellectual Property

All content provided through our service, including text, analysis, and educational materials, is owned by Investment Advisor and protected by copyright laws. You may not reproduce, distribute, or create derivative works without our permission.

8. Limitation of Liability

To the fullest extent permitted by law, Investment Advisor shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses resulting from:

Your use or inability to use the service
Any investment decisions you make based on information from our service
Unauthorized access to your account
Interruption or cessation of the service

9. Disclaimer of Warranties

The service is provided "as is" without warranties of any kind, either express or implied. We do not warrant that the service will be uninterrupted, error-free, or free of viruses or other harmful components.

10. Termination

You may terminate your account at any time by texting STOP or contacting us. We reserve the right to suspend or terminate accounts that violate these terms or for any other reason at our discretion.

11. Changes to Terms

We may update these Terms of Service from time to time. We will notify you of significant changes via SMS. Continued use of the service after changes constitutes acceptance of the new terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

13. Contact

If you have questions about these Terms, please reply to any of our SMS messages or contact us at legal@investmentadvisor.com.